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Insuring a Home-Based Business

Did you know that, according to the Small Business Administration, more than half of all businesses in the United States are based out of the owners’ home? Many of these entrepreneurs assume their homeowners insurance will step in if they ever experience a property loss to their business equipment or a liability claim. Unfortunately, that […]

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Boat Insurance

Boat Insurance During the summer boats are an extremely popular activity for families.  However, do you know if your boat has the proper insurance coverage? Did you know that your homeowners or renters policy typically provides some small boat coverage?  The coverage is very limited – it covers property damage only, can only be used […]

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Pool Safety

With summer quickly coming upon us, this means it’s time to lay out next to a pool, take in some sun, and just relax. Not to put a damper on that, but did you know that according to The Pool Safety Resource drowning is still the second-leading cause of death for children under age 14? So […]

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Earthquake Insurance Coverage

THE TOPIC With the recent earthquake in California, we through we would share some insight into earthquakes and insurance.  Earthquake, at least for insurance purposes, is defined as a sudden and rapid shaking of the earth caused by the shifting of rock below the earth’s surface. Earthquakes are not covered by a standard homeowners insurance […]

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Carseat Safety

If you have children, it’s so important that you have them properly secured in their carseats while driving.   While child safety seats are wonderful at preventing potential injuries in an accident, wrong usage of them is very common.  When you think about it, even a small error in how the seat is used versus […]

5 Strangest Insurance Policies Ever Written

Insurance doesn’t only just have to be for protecting your home, auto, family or your business.  Insurance is available for protection against almost anything as long as it poses a potential financial impact and you are willing to pay the associated premiums. Below are five examples of the most unusual types of insurance policies ever […]