With most college students living in a dorm or off-campus housing, it’s imperative they review their family’s insurance policies to ensure they have insurance coverage for their possessions. With expensive electronics, sports equipment, and furniture inside of many student apartments, it’s important to make sure you have coverage for those items. Unfortunately, for many of […]
There is no worse feeling than walking out, keys in hand, only to find your vehicle is missing. Did you know that according to the National Highway Traffic Safety Administration, a vehicle is stolen every 44 seconds? While auto theft is an extremely frustrating experience, we have some tips to help you deal with the […]
We are often asked about what coverage is specifically provided by the liability portion of a homeowners insurance policy. We want to spend this post explaining what the coverage is and how it helps protect you. (Please keep in mind that every policy is different and that you should always refer to your specific policy […]
One of the most frequent questions we receive to our agency is regards to how much insurance coverage an individual should purchase. While there are a large number factors that help determine the proper auto insurance coverage limit, we want to hopefully help provide some insight here that will you in deciding the right limit […]
Will my insurance cover renting a car after an accident? Most drivers don’t ever really think about their auto insurance policy until they are involved in an accident and to begin filing a claim with their insurance company to help pay for the vehicle’s repairs, and even a rental car. Unfortunately, many drivers are surprised […]
Did you know that, according to the Small Business Administration, more than half of all businesses in the United States are based out of the owners’ home? Many of these entrepreneurs assume their homeowners insurance will step in if they ever experience a property loss to their business equipment or a liability claim. Unfortunately, that […]
Boat Insurance During the summer boats are an extremely popular activity for families. However, do you know if your boat has the proper insurance coverage? Did you know that your homeowners or renters policy typically provides some small boat coverage? The coverage is very limited – it covers property damage only, can only be used […]
With summer quickly coming upon us, this means it’s time to lay out next to a pool, take in some sun, and just relax. Not to put a damper on that, but did you know that according to The Pool Safety Resource drowning is still the second-leading cause of death for children under age 14? So […]
THE TOPIC With the recent earthquake in California, we through we would share some insight into earthquakes and insurance. Earthquake, at least for insurance purposes, is defined as a sudden and rapid shaking of the earth caused by the shifting of rock below the earth’s surface. Earthquakes are not covered by a standard homeowners insurance […]