We are often asked about the available home insurance discounts for Arvada residents.  With that in mind, we thought we would share a list of the common discounts associated with homeowners insurance:

Policy Discounts

  • Multi-Policy Discount: If you have more than one policy with the same insurance company, you may qualify for a multi-policy discount that gets you comprehensive protection and additional savings.
  • Exclusive Group Savings: Insurance companies will often offer exclusive group savings on home insurance to employees and members of more than 14,000 employers, groups, credit unions, or alumni associations.
  • Claims Free Discount: You’ll save on a new home policy if you have not filed a claim with your previous insurance carrier for five years or more.
  • Safe Homeowner Program: You don’t need to be a new customer to be rewarded for being a responsible homeowner. If your policy remains claims-free for three years, you could save on your premium.
  • Early Shopper Discount: Save on your home insurance when you request a quote before your policy with another carrier expires.

Home Discounts

  • Protective Devices Discount: Save on your home insurance by outfitting your home with protective devices such as smoke alarms, deadbolts, fire extinguishers, fire alarms, burglar alarms, or sprinklers.
  • Insured to Value Discount: When you insure up to 100% of the cost to replace your home (usually different from the market value or selling price), you may receive a discount.
  • Newly Purchased Home Discount: Receive special savings if you’ve recently purchased your home.
  • New/Renovated Home Discount: You may qualify for special savings if your home was built or substantially renovated recently.
If you would like to find out more about other discounts available to your home, please give our office a call.