Your Local Insurance Experts with Over 30 Years of Experience

Founded in 2003, The Holste Agency was created with a simple mission: to help businesses and families navigate the complex world of insurance and ensure that they have the right coverage to protect their future. Whether you’re safeguarding your personal assets or managing business risks, our goal is to build a comprehensive insurance and risk management program around your specific needs.

Colorado Mountain Landscape

Meet the Agency

Chad Holste

Chad began his insurance career in 2001. During his years of experience in the industry, Chad has specialized in providing risk management assessments and insurance coverage to families all over Colorado.

Chad is a Denver native and a graduate from Metropolitan State College with a B.S. degree in finance. He’s also a avid baseball fan (Go Rockies!). When he’s not riding his motorcycle you’re likely to find him training and competing in Spartan races all over the U.S.

Lori Thoutt

Lori has been in the insurance industry since 2003. Lori wears many hats within the office. As the Office Manager/Producer/Customer Service Representative, Lori is able to assist clients in a variety of ways. Her experience and expertise plays a key role in the agency’s success.

Lori is also a Colorado native who enjoys spending time with her family and dog, gardening and reading.

Our Growth & Commitment

Over the years, we’ve experienced tremendous growth—expanding our services, adding expert team members, and increasing the variety of coverage options we offer. Today, we’re proud to provide a full spectrum of insurance solutions that cover everything from personal protection to commercial risk management. This means our clients can get all their insurance needs met under one roof, with the convenience and peace of mind that come with working with a trusted local partner.

As natives of the Denver Metro area, we bring more than 30 years of local insurance expertise to the table. Our personalized service and deep understanding of the challenges facing Colorado families and businesses allow us to offer tailored solutions that truly make a difference. Plus, with access to over 150 insurance companies worldwide, we can provide multiple coverage and quote options to ensure our clients get the best protection at the best price.

Comprehensive Insurance Services

At The Holste Agency, we specialize in providing a wide range of insurance solutions to meet the unique needs of our clients:

  • Auto Insurance: Protecting your vehicle and family on the road with comprehensive auto insurance policies, including liability, collision, and uninsured motorist coverage.
  • Homeowners Insurance: Safeguarding your home and personal property from unexpected events like fire, theft, and weather-related damage. We offer dwelling coverage, liability, and additional living expenses protection.
  • Life Insurance: Ensuring your loved ones are financially secure in the event of an unexpected loss. We offer term life, whole life, and final expense insurance to cover funeral costs, debts, and more.
  • Business Insurance: Comprehensive coverage for businesses of all sizes, including general liability, commercial property, workers’ compensation, and more. Our business insurance solutions help protect your livelihood from unexpected risks.
  • Specialty Insurance: We also provide niche insurance solutions for unique risks, including cyber liability, professional liability (E&O), inland marine, and more. If your business has specialized needs, we’re here to help.

Why Choose The Holste Agency?

Our clients choose us because we don’t just sell insurance—we provide peace of mind. As a trusted local agency with deep roots in the Denver Metro area, we’re here to answer your questions, guide you through the complexities of insurance, and ensure you’re getting the best possible protection for your personal or business needs.

Whether you’re looking for personal coverage to protect your family or comprehensive commercial policies to manage your business risks, The Holste Agency has the experience, expertise, and resources to help you succeed.

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