Comprehensive Coverage: A Definition When people hear the word “comprehensive,” they might think “all-encompassing”— but in car insurance terms, the word has a different meaning. Simply put, comprehensive coverage protects you against damages to your car that are the result of covered perils not related to a collision. Think of a scenario that could cause […]
Rental reimbursement (or rental car coverage) is optional car insurance coverage that helps pay for the cost of a rental car. At the same time, your vehicle is being repaired after a car accident or after suffering damages that are covered through your car insurance policy. This coverage is not required as part of your car insurance policy. […]
Mobile Home Insurance Mobile home insurance policies provide two basic kinds of coverage: physical damage and personal liability coverage. Making sure you have the right insurance policy is vital to protecting your family and assets. The coverage options are available depending upon the type of mobile home you have. Rental mobile homes, commercial mobile homes, mobile homes used […]
Cooking brings family and friends together, provides an outlet for creativity, and can be relaxing. But did you know that cooking fires are the number one cause of home fires and home injuries? By following a few safety tips, you can prevent these fires. Cook with Caution Be on alert! If you are sleepy or […]
The Maintenance DifferenceWe all know somebody with an older, high-mileage vehicle that keeps on running year after year—that crazy uncle in the high-mileage ride that keeps on going strong. So what’s the secret? The secret is that there is no real secret to getting a vehicle to last a long time. The difference is maintenance. […]
As one of the most susceptible states to hail damage, here are some tips on how to prevent car hail damage and protect your car or truck. Ways to prevent hail damage to your vehicle Thunderstorms can spring up quickly, making it nearly impossible to know when exactly your car or truck will be susceptible […]
With classes now starting for many college and universities, students all over the country are leaving their parents’ homes and moving into on- and off-campus housing near their respective campuses. If you have a student getting ready to attend college, there are a number of important insurance considerations to take into account including property and […]
Homeowners and renters insurance can help you replace your possessions after a loss, but only if you file a claim in a timely and complete manner. Use these tips to get started. 1. Report the incident to the authorities. For a burglary, vandalism, fire, or other trauma, this is a vital first step. Leaky roofs, […]
Flooding is the most common and costly natural disaster in the United States, causing an average of $50 billion in economic losses each year. Most U.S. natural disasters declared by the President involve flooding. There is no coverage for flooding in standard homeowners or renters policies or most commercial property insurance policies. Coverage is available […]