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Mobile Home Insurance
Mobile Home Insurance Mobile home insurance policies provide two basic kinds of coverage: physical damage and personal liability coverage. Making sure you have the right insurance policy is vital to protecting your family and assets. The coverage options are available depending upon the type of mobile home you have. Rental mobile homes, commercial mobile homes, mobile homes used […]
Home Cooking Safety
Cooking brings family and friends together, provides an outlet for creativity, and can be relaxing. But did you know that cooking fires are the number one cause of home fires and home injuries? By following a few safety tips, you can prevent these fires. Cook with Caution Be on alert! If you are sleepy or […]
Vehicle Maintenance Tips
The Maintenance DifferenceWe all know somebody with an older, high-mileage vehicle that keeps on running year after year—that crazy uncle in the high-mileage ride that keeps on going strong. So what’s the secret? The secret is that there is no real secret to getting a vehicle to last a long time. The difference is maintenance. […]
Avoiding Hail Damage
As one of the most susceptible states to hail damage, here are some tips on how to prevent car hail damage and protect your car or truck. Ways to prevent hail damage to your vehicle Thunderstorms can spring up quickly, making it nearly impossible to know when exactly your car or truck will be susceptible […]
College Student Insurance Considerations
With classes now starting for many college and universities, students all over the country are leaving their parents’ homes and moving into on- and off-campus housing near their respective campuses. If you have a student getting ready to attend college, there are a number of important insurance considerations to take into account including property and […]
7 Tips to Filing a Homeowners Claim
Homeowners and renters insurance can help you replace your possessions after a loss, but only if you file a claim in a timely and complete manner. Use these tips to get started. 1. Report the incident to the authorities. For a burglary, vandalism, fire, or other trauma, this is a vital first step. Leaky roofs, […]
Flood Insurance: The Basics
Flooding is the most common and costly natural disaster in the United States, causing an average of $50 billion in economic losses each year. Most U.S. natural disasters declared by the President involve flooding. There is no coverage for flooding in standard homeowners or renters policies or most commercial property insurance policies. Coverage is available […]
Auto Insurance Exclusions
Exclusions listed in a personal auto insurance policy vary depending upon what state laws permit and then your car insurance company’s guidelines. When something is noted as excluded from your policy, it means that your policy won’t cover it. Exclusions can be associated with a person, property, location, peril, or specific situation. These limitations to […]
Top 5 Strangest Auto Insurance Claims
Most of the time, car insurance claims are fairly routine affairs involving fender benders or storm damage. Truly bizarre claims, however, are rare and elusive. If you Google “weird auto insurance claim,” you’ll find multiple improbable rumors involving wrecks caused by drivers ogling naked pedestrians, windshields damaged in squirrel nut attacks, and even one report […]