We are finding that more and more of our clients are renting out their homes on either a short- or long-term basis. It could be a second home, an investment property, or even the basement or a spare room in your house. Depending upon the rental scenario, your homeowners insurance policy may not properly cover […]
One of the most stressful situations people encounter with auto claims is determining the value of the vehicle or damage. The Process When you file your claim it will be referred to a claims adjuster who will verify the loss and determines the costs to make the necessary repairs. The estimate provided by the adjuster […]
‘Tis the season for online shopping. In fact, over 51 percent of consumers will make at least one online purchase during the holiday season. With an increase in online retail transactions during the holidays, there will also be an increased vulnerability to your identity unless certain precautions are taken to protect it. For example, Dashlane, […]
Many people are hesitant to file claims with their auto insurance company out of fear that their premiums will be increased or the policy will be cancelled. While practices vary between insurance companies, more will increase your premiums by a predetermined percentage for each chargeable claim made against your policy above a specific dollar amount. […]
Last week we shared five of the 10 “hidden” discounts available on your homeowners insurance. This week we will share the last five on the list. Please remember that if you would like to see if any of these discounts apply to you, or if you would like a quote on your homeowners insurance, please […]
When looking for ways to save on home insurance, many homeowners think of smoke detectors or a home alarm system. Insurance companies, though, offer a variety of additional premium discounts that can help you save up to 25 percent on your insurance premiums. For individuals who are willing to be more cautious and actively avoid […]
With most college students living in a dorm or off-campus housing, it’s imperative they review their family’s insurance policies to ensure they have insurance coverage for their possessions. With expensive electronics, sports equipment, and furniture inside of many student apartments, it’s important to make sure you have coverage for those items. Unfortunately, for many of […]
There is no worse feeling than walking out, keys in hand, only to find your vehicle is missing. Did you know that according to the National Highway Traffic Safety Administration, a vehicle is stolen every 44 seconds? While auto theft is an extremely frustrating experience, we have some tips to help you deal with the […]
We are often asked about what coverage is specifically provided by the liability portion of a homeowners insurance policy. We want to spend this post explaining what the coverage is and how it helps protect you. (Please keep in mind that every policy is different and that you should always refer to your specific policy […]
One of the most frequent questions we receive to our agency is regards to how much insurance coverage an individual should purchase. While there are a large number factors that help determine the proper auto insurance coverage limit, we want to hopefully help provide some insight here that will you in deciding the right limit […]