Auto insurance claims can be some of the most expensive claims you can face as an individual.  Therefore, implementing some safety tactics while on the road can go a long way in preventing potential claims and disaster.  The following six tips will hopefully keep you safe:

1. Stay focused on defensive driving

  • Keep 100% of your attention on driving at all times.
  • Use defensive driving techniques and be aware of what others around you are doing and expect the unexpected.
  • Don’t use a cell phone or any other electronic device while driving.

2. Practice safe driving tips

  • Build time into your trip schedule to stop for food, rest breaks, phone calls, or other business.
  • Adjust your seat, mirrors, and climate controls before putting the car in gear.

3. Prioritize car safety

  • Secure cargo that may move around while the vehicle is in motion. Don’t attempt to retrieve items that fall to the floor.
  • Have items needed within easy reach, such as toll fees, toll cards, and garage passes.

4. Make the time for driving safety

  • Pullover to eat or drink. It takes only a few minutes.
  • Practice defensive driving and give yourself time to react. Keep a 2-second cushion between you and the car in front of you − 4 seconds if the weather is bad.

5. Slow down

  • Don’t speed − it gives you less time to react and increases the severity of an accident.

6. Think safety

  • Always wear your seat belt and drive sober and drug-free.