If you are looking for an insurance advisor that you can trust, then looking no further than The Holste Agency. We have years and years of experience in protecting families and individuals. Also as independent insurance agents, we can provide you multiple money-saving insurance quotes that will not only save you money on your premiums, but provide the right insurance coverage to protect you and your family.
All we ask is that you give our office a call so we can show you where you may be at risk for potential litigation. We will provide insight into the insurance coverage you and provide you with the necessary insurance quotes to make that happen.
If you are looking for home and auto insurance in the Denver Metro area, then The Holste Agency can help. As an independent insurance agency, we can provide your office with multiple insurance quotes that will provide the coverage you need and save you money on your premiums in the process.
Additionally, we are focused on customer service. So if you have questions on your policy, bill, or even a claim, our friendly knowledgeable staff will be here to help. So if you have questions on the right coverages and policies for you and your family, please don’t hesitate to contact our office today.
Are you working with an Arvada insurance agency that can find you multiple insurance quotes with the coverage you need? If not, then contact The Holste Agency. As an independent insurance agency, we can provide you with multiple Arvada auto and home insurance quotes to ensure we find you the best value for your insurance dollar.
In addition to home and auto insurance, we can also provide Arvada insurance agents with life insurance and business insurance quotes. We like to work with our customers to build a strong relationship with them so they know they can trust us. The Holste Agency is a hard working, trustworthy insurance agency that is proud to represent the city of Arvada.
If you would like to receive your FREE insurance quotes, please don’t hesitate to contact our office today.
There are different insurance packages available under Arvada homeowners insurance that will protect your home and your belongings. It’s important to know which risks an Arvada homeowners insurance poiicy covers and which risks it excludes. Each policy will include the same basic coverages like protection against fire, windstorm, and theft. However, it’s important to review your policy’s exclusions because events you think are covered, like flood, are probably excluded on your Arvada homeowners insurance policy.
The following coverages are the most basic insurance coverages to an Arvada homeowners insurance policy:
1. Damage to Real Property
Real Property applies to your home’s structure or dwelling. Your dwelling limit will also usually include coverage for other structures on your property like a detached garage or shed at a smaller specified amount (i.e. 10% of the dwelling amount) as well.
The dwelling limit can include some additional coverages for removing debris, the increased cost of construction, cost of reasonable repairs to protect your dwelling from further damage, the removal of trees and shrubs, and any fire department service charge for responding to a claim.
2. Damage to Personal Property
Personal property is usually defined to protect any property and personal belongings within the walls of your home owned by you or other family members living in the home.
Your personal property insurance limit is usually calculated as a percentage of your dwelling value (50 to 75%). It’s important to note that your personal property coverage will limit the amount it will pay on certain items like jewelry, guns, computers, silverware, and expensive antiques.
3. Additional Cost of Alternative Living Expenses
Most Arvada homeowners insurance policies will pay the expenses of alternative living expenses (i.e. hotel) for covered claims to the dwelling or personal propety. The policy limit is usually a percentage of the dwelling’s value as well (i.e. 20%).
4. Personal Liability Coverage
Personal liability coverage protects you and your family against claims (non-auto or business related) that result in bodily injury or property damage to others. The amount of coverage available is usually $50,000 to $500,000 in liability protection. For amounts higher than that, you should consider purchasing an umbrella insurance policy.
5. Medical Payments
Medical payments is a small sub-limit coverage designed to pay small medical bills and expenses for people injured on your property. This coverage is considered a “no-fault” coverage meaning that it doesn’t matter who was negligent as the policy will pay the limit regardless.
If you are interested in an Arvada homeowners insurance quote or wouldl like to find out if your current insurance coverages are adequate for your situation, please don’t hesitate to contact our office.
The Holste Agency is the Arvada insurance agency you can trust!
We care tremendously about protecting you and your family from disaster. Our dedicated staff will ensure your have the right Arvada home and auto insurance coverage at the lowest available premium.
Additionally, we will provide you with the best customer service available. We are happy to answer any insurance questions, concerns, billing issues, or claims.
If you would like to start on your Arvada home and auto insurance quote, please contact our agency by phone or you can receive an instant Arvada insurance quote by clicking here.
If you are looking for a Denver auto insurance quote, then The Holste Agency can help you out. We are an independent insurance agency, which means we can get you multiple insurance quotes from a variety of the top insurance companies to ensure you aren’t paying any more on your insurance than you have to.
In fact, we have an online quote tool where you can input the information yourself and get multiple Denver auto insurance quotes back in just a few minutes.
Or if you would like you can call our office directly and our friendly, knowledgeable staff will help you get the best Denver auto insurance quote possible.
If you would like to get started with our Denver auto insurance online quote tool, please just click here.
If you are looking for Arvada Life Insurance Quotes, then The Holste Agency can help you out. Our expert staff can guide you through the Arvada Life Insurance options available to you and your family. Additionally, we can help you calculate a proper limit, obtain multiple quotes, and purchase the policy that fits best.
Arvada Life Insurance will protect you and your family from unexpected tragedy by providing the financial assistance you need.
If you have any questions or you would like to receive a quote, please feel free to contact our office.
If you are an Arvada or Denver Metro resident looking for life insurance quotes, we here at The Holste Agency can help you out. Our team of expert agents can help guide you through the life insurance purchasing process. We can show you how to calculate a proper life insurance limit, show you which products best fit your current lifestyle, and help you select a policy that fits both your budget and coverage requirements.
To find out more about the life insurance products available to you, please feel free to contact our agency.
If you are an Arvada resident looking for quotes on your home insurance, then The Holste Agency is your best choice. By taking just a few minutes of your time we can provide you with multiple money-saving quotes without sacrificing the insurance coverage and protection you need.
Our knowledgeable, friendly staff will help you determine the proper insurance limits, coverages, and deductibles that will meet your budget.
If you would like to find out more, please contact our office or visit our ‘Get a Quote’ page here.
If you are looking for the best auto insurance quotes in Arvada, CO, then The Holste Agency is your choice. Our team of expert agents can provide you with multiple money-saving auto insurance quotes from a variety of insurance companies. We will work with you to individually assess your risks and determine which insurance coverages for you and your family will be the best choice.
By partnering with The Holste Agency, you will also ensure all of your insurance questions, concerns and claims issues will be handled by a friendly, knowledgeable staff that is eager to assist you.
Additionally, The Holste Agency will help all Arvada residents find and take advantage of multiple little-known insurance discounts that will ensure you are paying more on your insurance premiums than you have to.
If you have an insurance question or you would like a free quote, please contact our office or visit our ‘Get a Quote‘ page.