Let The Holste Agency become your trusted Denver insurance partner.  Our full service insurance agency can provide you with multiple home, auto, umbrella, and even life insurance quotes. having partnered with over 50 top-rated insurance carriers we can ensure that you maximize your discounts and receive the best premiums available without having to sacrifice any of the coverages you need to protect you and your family.
To receive multiple insurance quotes from a Denver insurance partner, please feel free to give our office call.  Within just a few minutes, we will have multiple quote options ready for you to review.

The Holste Agency can provide you with the best Arvada auto insurance rates available.  Having partnered with over 50 of the top insurance companies for home and auto in Colorado, we will provide you with multiple coverage and money-saving quote options.  We understand the top insurance discounts available to you and how to maximize them on your policy.
In addition to the best Arvada auto insurance rates, our friendly, knowledgeable staff will be here to answer any of your coverage or billing questions and assist you with any claims as well.
To receive your insurance quote, please feel free to contact our office.

The Holste Agency specializes in providing Denver Metro home and auto insurance quotes.  With access to over 50 top-rated insurance companies, we can provide you multiple quote and coverage options.  We will take the time to understand your specific risks and make sure that we provide the proper protection against potential claims and litigation.
Once your policy is written we will be there to answer policy questions, billing concerns, and assist with claims.  To find out more about how we can help you with your Denver Metro home and auto insurance quotes, please contact our office or visit our Get a Quote page.

The Holste Agency can provide you with the best Arvada auto insurance rates available.  With access to more than 50 top-rated insurance companies, we can provide you with multiple insurance quotes with a variety of insurance coverage options.   Our top-notch customer service staff will help you maximize your insurance discounts and ensure your policy has the lowest Arvada auto insurance rates available.
To get your free insurance quote, please visit our Get a Quote page or give our office a call and we’ll be happy to help.

If you are looking for an Arvada home insurance quote, then The Holste Agency can help.  Our agency specializes in working with Arvada and Denver Metro residents to ensure you have the coverage you need at the best premium available.  As independent insurance agents, we can provide you with multiple Arvada home insurance quotes from a variety of A-rated insurance companies.
In addition to providing Arvada home insurance quotes, our agency’s customer service team will be there to answer any coverage or billing questions you may have.  And if you are ever involved in a claim, we will help you through the entire process.
If you would like to find out more, please feel free to give our office a call.

At the Holste Agency we pride ourselves on providing you with the best insurance services available at competitive prices. Our professional team provides a wide variety of services including personal insurance coverage, life insurance coverage, and commercial insurance coverage. We will also take the time to listen to you and ensure that we find that right coverage for your personal needs.  Please contact us today for your free estimate. We proudly serve the Denver Metro area and  look forward to working with you soon.

If you are looking for an insurance advisor that you can trust, then looking no further than The Holste Agency.   We have years and years of experience in protecting families and individuals.   Also as independent insurance agents, we can provide you multiple money-saving insurance quotes that will not only save you money on your premiums, but provide the right insurance coverage to protect you and your family.
All we ask is that you give our office a call so we can show you where you may be at risk for potential litigation.  We will provide insight into the insurance coverage you and provide you with the necessary insurance quotes to make that happen.

If you are looking for home and auto insurance in the Denver Metro area, then The Holste Agency can help.   As an independent insurance agency, we can provide your office with multiple insurance quotes that will provide the coverage you need and save you money on your premiums in the process.
Additionally, we are focused on customer service.  So if you have questions on your policy, bill, or even a claim, our friendly knowledgeable staff will be here to help.   So if you have questions on the right coverages and policies for you and your family, please don’t hesitate to contact our office today.

Are you working with an Arvada insurance agency that can find you multiple insurance quotes with the coverage you need? If not, then contact The Holste Agency.  As an independent insurance agency, we can provide you with multiple Arvada auto and home insurance quotes to ensure we find you the best value for your insurance dollar.
In addition to home and auto insurance, we can also provide Arvada insurance agents with life insurance and business insurance quotes.  We like to work with our customers to build a strong relationship with them so they know they can trust us. The Holste Agency is a hard working, trustworthy insurance agency that is proud to represent the city of Arvada.
If you would like to receive your FREE insurance quotes, please don’t hesitate to contact our office today.

There are different insurance packages available under Arvada homeowners insurance that will protect your home and your belongings.  It’s important to know which risks an Arvada homeowners insurance poiicy covers and which risks it excludes.  Each policy will include the same basic coverages like protection against fire, windstorm, and theft.  However, it’s important to review your policy’s exclusions because events you think are covered, like flood, are probably excluded on your Arvada homeowners insurance policy.
The following coverages are the most basic insurance coverages to an Arvada homeowners insurance policy:
1. Damage to Real Property
Real Property applies to your home’s structure or dwelling.   Your dwelling limit will also usually include coverage for other structures on your property like a detached garage or shed at a smaller specified amount (i.e. 10% of the dwelling amount) as well.
The dwelling limit can include some additional coverages for removing debris, the increased cost of construction, cost of reasonable repairs to protect your dwelling from further damage, the removal of trees and shrubs, and any fire department service charge for responding to a claim.
2. Damage to Personal Property
Personal property is usually defined to protect any property and personal belongings within the walls of your home owned by you or other family members living in the home.
Your personal property insurance limit is usually calculated as a percentage of your dwelling value (50 to 75%).   It’s important to note that your personal property coverage will limit the amount it will pay on certain items like jewelry, guns, computers, silverware, and expensive antiques.
3. Additional Cost of Alternative Living Expenses
Most Arvada homeowners insurance policies will pay the expenses of alternative living expenses (i.e. hotel) for covered claims to the dwelling or personal propety.   The policy limit is usually a percentage of the dwelling’s value as well (i.e. 20%).
4. Personal Liability Coverage
Personal liability coverage protects you and your family against claims (non-auto or business related) that result in bodily injury or property damage to others.   The amount of coverage available is usually $50,000 to $500,000 in liability protection.  For amounts higher than that, you should consider purchasing an umbrella insurance policy.
5. Medical Payments
Medical payments is a small sub-limit coverage designed to pay small medical bills and expenses for people injured on your property.   This coverage is considered a “no-fault” coverage meaning that it doesn’t matter who was negligent as the policy will pay the limit regardless.
If you are interested in an Arvada homeowners insurance quote or wouldl like to find out if your current insurance coverages are adequate for your situation, please don’t hesitate to contact our office.