If you have children, it’s so important that you have them properly secured in their carseats while driving. While child safety seats are wonderful at preventing potential injuries in an accident, wrong usage of them is very common. When you think about it, even a small error in how the seat is used versus […]
What does my credit rating have to do with purchasing insurance? Everyone knows that credit scores are an evaluation of your payment history on a variety of consumer debt items like your home, credit cards, auto loans, etc. Credit scores are also used for a variety of other purposes such finding a place to live, […]
Insurance doesn’t only just have to be for protecting your home, auto, family or your business. Insurance is available for protection against almost anything as long as it poses a potential financial impact and you are willing to pay the associated premiums. Below are five examples of the most unusual types of insurance policies ever […]
Did you know there are different types of home insurance. Each policy type varies dramatically in the coverage it provides. The following types of homeowners policies are fairly standard across the country though they might differ slightly in coverage or name across different states. If you own the home you live in, you have […]
One of the questions we frequently receive from our Denver and Arvada clients is what coverage their homeowners insurance policy specifically covers. A standard homeowners insurance policy includes four essential types of coverage: Coverage for the structure of your home. Coverage for your personal belongings. Liability protection. Additional living expenses in the event you are […]
Over the past few weeks we have been providing tips and tricks for saving on auto insurance. So this week we thought we would provide the top ways you can save money on your home insurance. 1. Ask for discounts The quickest way to save money on your home insurance is to take advantage […]
Customers often ask us exactly what each coverage on their auto insurance policy does. As policy language can be complicated and confusing, it can be difficult to understand how your policy is supposed to react in the event of a claim. The Insurance Information Institute put together a nice infographic that outlines what each coverage […]
We know that homeowners insurance is designed to cover your home and it contents. Additionally, it provides liability protection for bodily injury and property damage for claims against you or members of your family. It may also provide coverage for the loss of use of your home in the event of a claim. However, […]