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5 Strangest Cases of Insurance Fraud

According to the FBI, did you know that insurance fraud costs insurance companies (and ultimately consumers) more than $50 billion each year? This equates to approximately $500 in increased annual premiums for each one of us.Plus, when you start adding lost productivity for businesses, ruined family finances, and the cost to investigate and prosecute, the […]

9 Tips for Keeping New Year's Resolutions

 New Year’s Eve has always been a time for looking back to the past, and more importantly, forward to the coming year. It’s a time to reflect on the changes we want (or need) to make and resolve to follow through on those changes. Unfortunately, while most New Year’s resolutions are made with vigor and […]

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Holiday Travel

Holiday celebrations are exciting times for family and friends to get together. But, get-togethers can turn into tragedies when people are killed or injured in traffic crashes. Motorists need to be mindful of actions that will make their holiday travel safer. Drivers can protect themselves and their passengers by following these holiday travel rules. Before […]

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Understanding the Claims Process

An adjuster will inspect the damage to your home and offer you a certain sum of money for repairs. The first check you get from your insurance company is often an advance against the total settlement amount. It is not the final payment. If you’re offered an on-the-spot settlement, you can accept the check right away. […]

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Preventing Ice Dams on Homes

Preventing Ice Dams on Homes UNDERSTANDING HOW ICE DAMS FORM When heat from the interior of a house with a sloped roof escapes into the attic space, it warms the underside of the roof. Meanwhile, the roof eave outside the heated space remains a colder temperature. As snow accumulates on the rooftop, it melts over […]

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Distracted Driving Tips

Not only is distracted driving dangerous for individuals, but there is a growing concern among business owners and managers that they may be held liable for accidents caused by their employees while driving and conducting work-related conversations on cellphones. Under the doctrine of “vicarious responsibility,” employers may be held legally accountable for the negligent acts […]

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Winterizing Your Home

As we’re now in the middle of winter, we know that a variety of problems can arise during these months due to the weather.   The importance of maintaining your home during these months can protect you from potentially large insurance claims. For example, did you roof damage accounts for almost 50% of all homeowners […]

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Carbon Monoxide Safety Tips

With winter quickly approaching it won’t be too long before the freezing weather and snow are here. As the primary months when consumers crank up their furnaces and portable heaters, November, December, and January account for nearly two-thirds of all non-fire carbon monoxide (CO) related deaths. In fact, according to the Center for Disease Control, […]

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Halloween Infographic and Safety Tips

Did you know that over $2 billion will be spent on Halloween candy this year? Or how about $330 million on just pet costumes? We know that Halloween is one of children’s favorite holidays. The chance to dress up in a costume and fill bags with candy is a sure way to excite any youngster. […]