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Motor Vehicle Safety

Motor Vehicle Safety and Impaired Driving Motor vehicle crashes and collisions are the leading cause of unintentional injury death across all age groups. Protecting your loved ones not only means being a better driver but also setting an example. Take the time to learn what’s safest for you and your family, including slowing down, buckling […]

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Motorcycle Safety Riding Tips

Make Motorcycle Riding Safety Your Top Priority Operating a motorcycle takes different skills than driving a car; however, the road laws apply to every driver just the same. A combination of consistent education, regard for traffic laws, and basic common sense can go a long way in helping reduce the number of fatalities involved in […]

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How Does Uber Affect My Car Insurance

With more than 8 million U.S. users and 160,000 drivers, Uber is disrupting the transportation industry in an unprecedented manner.  By leveraging technology, they (along with other ride-sharing companies) transform the way we travel, especially in crowded, urban areas. As the ride-sharing industry continues to grow exponentially, auto insurance companies are trying to figure out […]

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Water Heater Safety

Your water heater may remain unseen, hidden in a utility closet, or sitting alone in a basement, but keep in mind that it needs regular maintenance for safety reasons. To make sure yours is safe, get to know its parts and learn some important facts. Water heater parts Most residential tanks hold 40 to 60 […]

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Trampoline Safety

Did you know that if you own a trampoline that your homeowners insurance will either surcharge you for the increased risk or exclude the claim from coverage? In fact, many insurance companies will refuse to write policies for homeowners with trampolines altogether. Why are insurance companies so averse to covering trampoline-related claims? They seem harmless […]

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What is Gap Insurance

When you buy or lease a new car or truck, the vehicle starts to depreciate when it leaves the car lot. In fact, most cars lose 20 percent of their value within one year. Standard auto insurance policies cover the depreciated value; in other words, insurance pays the vehicle’s current market value. If you finance […]

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Teen Driving Safety

It’s a fact: teenage drivers account for more auto accidents than any other age group. However, by practicing safe driving techniques―such as driving defensively―you’ll increase the odds you’ll keep yourself (and your passengers) safe on the road, and you’ll increase your chances of getting more affordable car insurance as you build a good driving record. […]

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Boating Safety

Safe Boating Tips No matter how much experience you have, it’s always a good idea for everyone to review boating safety rules before departures. Below you will find 10 basic boating safety tips to help you stay safe: Be Weather-Wise. Always check local weather conditions before departure; TV and radio forecasts can be a good […]