Slips and falls are some of the most expensive claims homeowners insurance companies have to deal with. Avoiding these types of claims can also have a dramatic effect on decreasing your premiums. During icy and snowy conditions, the incidence of injuries due to slips and falls increases. Below are several suggestions which, if followed, can […]
Christmas tree safety tips Each year, fire departments respond to an average of 210 structure fires caused by Christmas trees. Carefully decorating Christmas trees can help make your holidays safer. Picking the tree If you have an artificial tree, be sure it is labeled, certified, or identified by the manufacturer as a fire retardant. Choose […]
The holidays are just around the corner, and it’s time to start thinking about what gifts to buy your loved ones. The holiday shopping season is a fun-filled time, but it presents risks since there are so many transactions taking place and more opportunities for identity theft to occur. Did you know that according to […]
Are you aware of the risks lurking in your laundry room? According to the U.S. Fire Administration, an estimated 2,900 clothes dryer fires are reported each year. And in 2013, more than 10,000 children were exposed to dangerous detergent, reports the American Association of Poison Control Centers. Clean, check and store to maintain a safe […]
So another glorious summer is over, and what do we have to look forward to now? Just imagine it: 10-degree temperatures, icy slush to drive on, and cold, drafty breezes inside our homes. If that excites you, you’re living in the right area, and you’re in the right month. If the whole idea sends a […]
As we continue to experience freezing weather all across the country, it’s important to ensure your home is prepared for the plummeting temperatures. A frozen pipe or collapsed roof will not only cost thousands of dollars in repairs to either you or your insurance company, but it will almost certainly displace you and your family […]
Today’s furnaces do an amazing job at simultaneously keeping our homes safe and warm. But just like any fuel-burning appliance, your furnace can develop problems that can lead to safety hazards in your home. To keep your home protected all season long, today, we’re providing you with six furnace safety tips to keep in mind […]
If you ever wondered what the chances are that an intruder will find his way into your home, you’ll want to read on. According to the FBI, the United States leads the world in burglary occurrences with over 2.2 million instances each year.\ In fact, 23.8 percent of property claims involve burglary, causing an estimated […]
Comprehensive Coverage: A Definition When people hear the word “comprehensive,” they might think “all-encompassing”— but in car insurance terms, the word has a different meaning. Simply put, comprehensive coverage protects you against damages to your car that are the result of covered perils not related to a collision. Think of a scenario that could cause […]
Rental reimbursement (or rental car coverage) is optional car insurance coverage that helps pay for the cost of a rental car. At the same time, your vehicle is being repaired after a car accident or after suffering damages that are covered through your car insurance policy. This coverage is not required as part of your car insurance policy. […]