There is no worse feeling than walking out, keys in hand, only to find your vehicle is missing. Did you know that according to the National Highway Traffic Safety Administration, a car is stolen every 44 seconds?
While auto theft is a highly frustrating experience, we have some tips to help you deal with the situation:
Assess the Situation
The first thing to check is whether the vehicle was actually stolen or if it was towed or repossessed. Essentially, you want to ensure that there is no other explanation for the absence of your car.
Call the Police
If you are sure there is no other explanation, contact the police immediately to file a report. You’ll want to ensure that you can provide a detailed description of the car, including your license plate number and VIN.
Leverage Technology
Many vehicles now include GPS locator systems, such as General Motors’ OnStar, Toyota’s Safety Connect, and Hyundai’s Blue Link, which can help authorities locate the car. If your auto is equipped with such technology, be sure to let the police know.
Contact your Insurance Agent
After contacting the police, contact your insurance agent. Please provide any additional information that will help expedite the claims process, such as photos of the vehicle and a description of its contents at the time of Theft. As long as your vehicle has comprehensive coverage, you will receive reimbursement for the car. How that reimbursement will be determined depends upon your specific policy and coverage.
Stopping Theft Before it Happens
Approximately half of all auto thefts result from the vehicle’s owner’s oversight. Always ensure your vehicle is locked and take your keys with you. Also, avoid leaving your car running, even if it’s to warm up the vehicle in the winter. It also helps to park in well-lit areas and keep valuables out of sight.


