If you rely on your car, rental reimbursement is an inexpensive and invaluable option that you should consider adding to your auto insurance policy.

On average, a car is in the repair shop for two weeks after an accident, and renting a replacement vehicle can be costly. Many insured drivers are surprised to find out that their auto insurance does not automatically cover the cost of their rental because they’ve overlooked the policy option known as rental reimbursement.

Rental reimbursement coverage is available for a nominal extra amount with almost every auto insurance policy. However, those shopping for the lowest cost premium often bypass the option.

But there are several other ways to save money on auto insurance, and if your car is in the shop for an extended period, rental reimbursement can be a bargain. Even if your accident is another driver’s fault, the claim details may take time, and you may have to wait for their insurance company to agree to pay for your rental car. With your replacement rental coverage, there’s no waiting.