Last week, we mentioned how the number of claims associated with fires and frozen pipes skyrockets when the temperature drops.   We also provided some tips on avoiding fire claims inside of your home.   This week, our focus is on avoiding the dreaded frozen pipes.

Before the Cold Hits:

• Check for small holes or cracks in the exterior of your home and ensure they are insulated.
• Cover around any water pipes that are on the inside of exterior walls.

If your House is Occupied During the Winter:

• Maintain temperature settings at 3-4 degrees higher than usual.
• Turn on any faucets and allow a constant trickle.
• Open any cabinet doors under sinks to allow heat to warm the pipes.
• Insulate your pipes.
• Shut off exterior faucets used for garden hoses from inside your basement and leave the exterior faucets open outside.

If Your House is Unoccupied During the Winter:

• Set the thermostat no below 60 degrees and install a low heat alarm.
• Have a plumber install a low water cutoff switch on a forced hot water boiler.
• Have the water service shut off all over your house.
• Drain all waterlines, leaving drain valves open.
• Shut off the gas to the home.
• Have the house checked weekly.

If you are interested in any additional home tips or would like a quote on your homeowner’s insurance, please don’t hesitate to contact our office.