If you are a Denver or Arvada resident and curiosities about the homeowner’s insurance discounts available to you, then this list is for you.   To help you save money on your insurance premium, we have compiled a list of the most shared Denver and Arvada Homeowners Insurance.

Discounts:
1. Multi-Policy Discount. The most common and easily accessed discount is the multi-policy discount, which saves you money when you combine your auto and home insurance.
2. Protective Devices. You may be eligible for discounts if your home has smoke alarms, deadbolts, fire extinguishers, fire alarms, burglar alarms, or sprinklers.
3. Insured to Value. When you insure your home at 100% of the replacement cost, you are also eligible for a discount.
4. Claims-Free Discount. If you have gone three years without any loss, you will receive additional savings.
5. Inflation Protection. By electing to automatically adjust the limit on your dwelling to account for inflation, you will receive additional premium discounts.
6. Newly Purchased Home. There are additional savings for homes purchased within 60 days of the policy’s effective date.
7. New Home Discount. There are also discounts available for homes that are less than 10-13 years old or homes that have recently been renovated.
If you would like to find out if you qualify for a premium discount, please contact our office, and we can put together multiple money-saving discounts for you.