For anyone renting an apartment, condo, or house, renters insurance will protect your possessions and even liability coverage to protect you and your family from loss or destruction.   One of the most common misconceptions renters have is that if their belongings are stolen or destroyed, they can turn in a claim on their landlord’s policy.

In addition to protecting standard claims like fire or lightning, a renters policy will also provide coverage for theft, vandalism, windstorms, and even water damage. A renters policy will also provide liability coverage and defense costs for bodily injury or property damage you or a family member cause to others.

Like a homeowners insurance policy, a renters policy will also provide additional living expenses if you are forced out of your dwelling for a covered claim.

Asrenters insurance policies do not cover the entire dwelling like a homeowners policy, the premiums are much cheaper than a homeowners insurance policy. (You can bundle them with auto insurance policies, allowing you to take advantage of even more discounts.)

If you have any additional questions, or if you live in the Arvada or Denver Metro area and would like a quote on your renter’s insurance policy, please get in touch with our office today.