Did you know that water damage is the number one cause of homeowners insurance claims? 98% of all basements will experience water damage, and approximately 37% of all homeowners will report a financial loss from water damage.

Even just a tiny leak can prevent significant problems. For example, just a 1/8-inch pipe crack can leak out over 250 gallons of water per day!

And even though most homeowners insurance policies cover essential water damage claims up to the purchased limit, implementing some simple prevention techniques is much easier than submitting a claim.

Below we have included an infographic will some additional information on water leaks and some prevention tips.

If you have any questions about how your policy will respond to water damage, please feel free to call our office.


Be Careful Where you Plant. Some plants and trees, like weeping willows, have pretty invasive roots, and they’ll grow right into your sprinkler system, drainage field, pipes, and septic tanks if you’re not careful. Plan before you plant to keep roots away from any water lines.

Clean Out Your Gutters. If you’re seeing lots of leaves, birds’ nests, sticks, and whatnot up there, your gutters may not be doing the job you hired them for. And on a rainy day, a clogged drain can send water spilling into your home’s foundation, through the roof, or down to your basement. That could cause some severe water damage! So next time you’re doing some seasonal cleaning, make sure those gutters are clean. And if your channels are too high, be safe and get a professional to check them.

Keep an Eye on Your Water Bill. With so many water pipes hidden behind walls and on the floors in your house, you might not know there’s a leak until the damage is done. That’s why it’s a good idea to keep a close eye on your monthly water bill. If you see it starting to creep up or get uncommonly high, it’s a pretty good sign that you may leak somewhere.

Use a Drain Snake Instead of Unclogging Chemicals. You’ve used one of those powerful chemical drain cleaners to get things moving again at some point in your life. But as convenient as they may be, most folks don’t realize those caustic chemicals are also eating away at their pipes. If you rely on them a lot, you could be setting yourself up for leaks. Owning a drain snake is an excellent solution to clear away clogs. They’re pretty inexpensive, you can get them at your local hardware store, and they can cut through almost any clog you’ll have without damaging pipes or making your eyes red and teary.

Never Pour Grease Down Your Sink. It doesn’t matter if you flush it with hot or cold water; it can still congeal and cling to your pipes and could still cause severe damage and blockage. The safest thing to do is pour your grease into an empty can and either let it sit or put it in the refrigerator. Once it hardens, you can toss it in the trash and get rid of it. You are done and done.