Last week we provided some discounts for auto owners with eco-friendly cars.  This week, we are going to provide the insurance discounts available to homeowners who have taken green initiatives within their home.


Insurers are helping to promote sustainable building practices by offering green homeowners and commercial property policies, including:
  • LEED Certification. For homeowners who have met the stringent efficiency and sustainability standards like the LEED Certification program will qualify for premium discounts of up to 10 percent on their homeowners insurance premiums.
  • Eco-Friendly Materials. Some homeowners insurance polices are offering endorsement to rebuild your home after a loss with more eco-friendly materials including replacing items like appliances with Energy-Star devices.
  • Solar Power.  For homeowners who generate their own geothermal, solar or wind power and sell any surplus energy back to the local power grid, there are now policies that cover both the income lost when there is a power outage caused by a covered peril and the extra expense to the homeowner of temporarily buying electricity from another source. Policies generally cover the cost of getting back online, such as utility charges for inspection and reconnection.

If you would like to find out more about the other homeowners insurance discounts available, please feel free to contact our office.